With a single Conekta account, you can offer your customers several ways to pay. The more options you enable, the fewer sales you lose: each customer chooses the method that suits them, and you see everything unified in the Conekta Panel.
The available methods
- Credit and debit cards: the most widely used method in online commerce; includes the option of interest-free installments (MSI) with participating banks.
- SPEI bank transfer: the customer transfers from their online banking to a unique reference; ideal for large amounts.
- Cash: the customer receives a reference and pays at convenience stores and participating chains; it opens your business to customers without cards.
- Wallets: Apple Pay and Google Pay let customers pay with a tap from their phone, without typing in their card.
- Installment payments and financing: options such as Aplazo or Creditea, where the customer pays in installments and you receive your money.
- Direct bank payment: charges from the customer's online banking, such as Pago Directo BBVA or Coppel Pay.
What a method's availability depends on
Not all methods apply in every case. Availability depends on three factors:
- The product you use: a Payment Link, Checkout, or an API integration may offer different sets of methods.
- Your account settings: some methods are activated during onboarding and others are enabled upon request.
- Your line of business and business profile: certain methods require additional validations before they're activated.
Next step
Now that you know the methods, decide which product you'll offer them with: see which Conekta solution is right for your business.